Can You Sue Someone for a Car Accident in Los Angeles?

Can You Sue Someone for a Car Accident in Los Angeles - Blair & Ramirez LLP

Yes, you can sue someone for a car accident in Los Angeles if they were at fault and the crash caused you bodily injuries, financial losses, and emotional harm. A car accident lawsuit in California is a civil legal action where the injured party (plaintiff) seeks compensation from the responsible party (defendant) for losses tied to negligence.

Under California's "at-fault" insurance laws, the driver who is responsible for the crash is also legally liable to pay for the resulting damages. If insurance negotiations fail and insurers deny or delay claims or offer unfair settlements, a lawsuit may be the only viable path to recover the full value of the losses.

Even a seemingly minor collision can warrant legal action. What initially appears as a small bump with minor injuries and minimal property damage can later lead to significant medical complications and financial burdens.

Let’s further break down when can you sue after a car accident in California, how the legal process works, and what damages you may recover after a car accident in California.

When Are You Legally Allowed to Sue After a Car Accident in California?

California's fault laws give you the right to sue after a car accident when certain legal circumstances apply. It’s not only extreme or catastrophic cases that qualify. If an at-fault driver’s defense or an insurance company’s refusal to pay fairly prevents you from recovering your losses, a lawsuit may be necessary.

Here are the main scenarios where suing becomes legally valid in California:

Another Driver’s Negligence Caused the Crash

You can file a civil lawsuit if a driver's negligence caused the collision. Negligence occurs when a driver fails to use reasonable care and breaches their duty to drive safely, such as by texting while driving, speeding, or driving under the influence. Under California Civil Code § 1714, this negligence is the basis for a lawsuit that gives injured victims the right to recover financial compensation for their resulting damages.

Suffering Financial Losses or Emotional Distress

When the crash causes measurable financial losses or emotional harm that insurance won’t fully cover, civil lawsuits are valid. Apart from substantial medical expenses, lost wages, and car repair costs, California law also recognizes claims for emotional distress after a car accident, such as PTSD, anxiety, or ongoing pain that affects daily life.

Insurance Company Denying or Undervaluing Your Claim

If an insurance company denies liability, delays payment, or makes a lowball offer, you have the right to take the case to court. State law protects victims against insurance bad faith in California, which occurs when an insurer acts unfairly. By filing a lawsuit, you can compel the insurer to respond in court, potentially increasing your chances of full recovery, especially if they overlook or undervalue your losses.

At-Fault Driver With No or Inadequate Insurance

When the at-fault driver has no insurance or insufficient coverage for your damages, you have two primary options: file an uninsured motorist (UM) or underinsured motorist (UIM) claim with your own insurance company, or file a direct lawsuit against the at-fault driver. Initiating a legal action becomes the only way to recover damages from a car accident that exceeds your own policy limits.

Being Partially At Fault But Still Eligible for Compensation

You can sue the other driver even if you partially share fault. Under California's pure comparative negligence law, your final recovery is simply reduced by your percentage of fault but not eliminated. Insurers often use strategies to shift the blame to you to reduce their payouts. In such situations, litigation becomes crucial when you are unfairly assigned a higher fault percentage and offered less settlement.

Front end collision - Car accident

Who Can You Sue After a Car Accident in Los Angeles?

Depending on the facts of the crash, multiple parties can be held legally responsible under California law. Filing a civil lawsuit is not always limited to the driver who hit you.

In Los Angeles, injured victims in a car accident can sue:

  • The At-Fault Driver Directly Responsible: A negligent driver who causes the accident through speeding, distraction, DUI, or reckless behavior
  • Employers in Commercial Vehicle Accidents: If the crash involves a delivery van, rideshare car, or work vehicle
  • Vehicle Manufacturers in Defect-Related Cases: When defective brakes, steering issues, or airbags contribute to a collision
  • Government Entities for Poor Road Conditions: If the accident results from hazardous roads, missing signage, or poor maintenance
  • Third Parties Like Rideshare Companies: In Uber, Lyft, or other rideshare crashes, if their driver causes the accident while logged into the app

You can name each of these parties liable in a negligent driver lawsuit in California if their actions, inactions, or negligence of legal duty contributed to your accident and losses.

Why Should You Consider Suing After a Car Accident in California?

Many people question, “Should I sue after a car accident?” and hesitate to file a lawsuit after a crash, often hoping insurance alone will cover their financial losses. In reality, suing is sometimes the only way to secure fair compensation and demand accountability.
The following are the key reasons why pursuing a car accident lawsuit can make a critical difference.

Recover Full Damages Beyond Insurance

Insurance companies often downplay minor injuries and disregard emotional damages when calculating your losses, allowing them to pay significantly less than the true value of your claim. Litigation allows you to demand the full amount of your measurable economic damages, like medical bills and lost wages, as well as non-economic damages such as pain and emotional suffering.

Counter Low Settlement Offers

Courtroom-readiness gives you significant leverage in negotiations. Insurers know that once a formal complaint is filed, they face the potential costs of litigation, a jury trial, and a potentially much larger judgment. This legal pressure often forces them to raise their settlement offer to a more reasonable and fair amount. Consider a lawsuit when you're dealing with a lowball car accident settlement.

Hold Negligent Parties Accountable

Beyond the financial aspect, a civil complaint is a powerful tool for justice. By suing, you are holding the driver accountable for the reckless driving behavior. This is particularly important in cases of gross negligence, such as DUI or reckless endangerment. A lawsuit can send a clear message that such behavior has serious consequences, not just for the victim but for everyone on the road.

Access Court-Awarded Damages Unavailable Through Insurance

Some types of damage are simply not available through a standard insurance settlement. For example, punitive damages are intended to punish especially reckless or malicious conduct, rather than to compensate the victim directly. While rare in California car accident cases, punitive damages can be awarded by a court to penalize the wrongdoer and deter similar behavior in the future. A lawsuit is the only way to pursue this type of compensation.

lawyer in court

How to Sue Someone for a Car Accident in California: Step-by-Step

In California, initiating a car accident lawsuit is a formal process that demands thorough documentation, verifiable evidence, and strict compliance with legal protocols. While every case is unique, the following general steps outline how victims can move from the crash scene to the courtroom.

Step 1: Document the Scene, Injuries, and Losses

Begin by collecting as much evidence as possible after the crash. Take photos or videos of the involved vehicles, road conditions, traffic signals, and visible injuries. Keep copies of medical records, repair estimates, and police reports.

Step 2: Establish Negligence Using Four Legal Elements

A successful lawsuit must prove the 4 elements of negligence:

  • Duty of Care
  • Breach of Duty
  • Causation
  • Damages

For example, every driver owes a duty of care to follow traffic laws. If a driver runs a red light (breach), causes a collision (causation), and you suffer injuries and expenses (damages), you have the legal grounds for a negligence lawsuit. You must connect these elements to your case based on evidence and build a compelling lawsuit.

Step 3: File an Insurance Claim First

Start by filing a car insurance claim in California before heading to court. California law expects victims to seek coverage through the responsible driver’s insurer first. If the insurance company denies your claim, undervalues your damages, or engages in insurance bad faith, then litigation becomes the next step. Skipping this stage can delay your recovery.

Step 4: Proceed with a Lawsuit if Settlement Fails

If negotiations fail, your attorney will prepare and file a formal complaint in court. The lawsuit process involves serving the defendant, waiting for their response, and entering pre-trial procedures. This is when evidence is exchanged, witnesses are deposed, and settlement talks often intensify.

Step 5: Work With an Experienced Personal Injury Lawyer

While you can technically file a lawsuit on your own, the intricacies of the legal system, such as proving negligence and filing within the strict deadlines, make independent filing a significant risk.

Consider help from an experienced personal injury lawyer in Los Angeles who knows the ins and outs of local court procedures and will guide you through every step.

What Types of Damages Can You Recover in a Car Accident Lawsuit?

Car accident victims can legally pursue compensation for both financial and personal losses. Below is a breakdown of the main categories of car accident damages in California:

Type of Damages What They Cover Example
Medical Bills, Lost Wages, Future Earning Losses Direct financial losses from treatment and income disruption Hospital bills, surgery costs, months of missed work, reduced earning capacity after a serious injury
Pain, Emotional Suffering, Lifestyle Impact Non-economic damages for quality-of-life changes PTSD, chronic pain, anxiety, loss of enjoyment of hobbies or family activities
Vehicle Repair and Other Property Damages Repair or replacement of damaged property Car repairs, total vehicle replacement, diminished resale value
Punitive Damages in Extreme Negligence Cases Court-awarded damages meant to punish reckless behavior DUI-related crash, street racing accident, intentional misconduct

How Much Can You Sue Someone for a Car Accident?

The amount you can sue for after a car accident in California depends on the severity of your injuries, fault allocation, and the insurance coverage available. There is no fixed number, but settlement data and court awards provide useful benchmarks.

Average Car Accident Settlement Amounts in California

While every case is unique, public legal data shows the typical average car accident settlements in California:

Injury Severity Average Settlement*
No injury Approximately $3,000 – $10,000
Minor Approximately $10,000 – $25,000
Moderate Approximately $25,000 – $100,000
Serious Approximately $100,000 – $500,000
Severe / Permanent Approximately $500,000 – $1,000,000
Fatal Approximately $1,000,000+

*The range reflects typical, approximate figures and will vary based on the unique facts of each case.

Factors That Influence the Compensation Value

Several determining factors affect how much compensation you can recover in a car accident lawsuit settlement amount in California:

  • Injury Type and Severity: The more severe the injury, the higher the settlement value.
  • Fault Percentage: The higher your share of fault, the less you can recover under comparative negligence.
  • Insurance Policy Limits: Recovery cannot exceed the available coverage unless personal assets are pursued.
  • Quality of Legal Representation: Skilled attorneys often secure stronger outcomes through negotiation and litigation.
  • Strength of Documented Evidence: Properly documented medical records, police reports, and witness testimony increase claim credibility and value.

Understanding these variables helps you evaluate whether to accept an insurer’s offer or pursue a lawsuit for full compensation.

Can You Sue Without Physical Injuries After a Car Accident in California?

Yes, you can legally sue even if you were not physically injured. California law recognizes valid claims based on financial losses, property damage, or emotional distress, meaning a lack of bodily injury does not automatically prevent you from filing a lawsuit.

Claims Based on Emotional Distress or Property Loss Only

California law recognizes that a traumatic event like a car accident can lead to serious psychological harm, even if you walk away physically unscathed. You can file a lawsuit after a car accident to sue for emotional distress without injury, as long as you can prove the distress is a direct result of the crash and is documented by a professional.

Lawsuits Involving Delayed or Hidden Injuries

Victims can file a lawsuit even if physical injuries appear days or weeks after the accident. Conditions like whiplash, concussions, or internal injuries often develop over time. California law applies the statute of limitations for personal injury from the date of injury discovery, not just the date of the crash. If you suspect a delayed injury after a car accident in California, prioritize prompt medical evaluation and legal help to protect your rights.

Car accident injury

What Is the Time Limit to File a Car Accident Lawsuit in California?

California law sets strict deadlines, called statutes of limitations, that control how long you have to file a lawsuit after a car accident. Missing these deadlines usually means losing your right to compensation, no matter how strong your case is.

2 Years for Personal Injury

You have 2 years from the date of the accident to file a personal injury lawsuit under the statute of limitations for car accident personal injury in California. This applies to claims for medical bills, lost wages, and pain and suffering. An exception exists if injuries are discovered later; in that case, the 2-year period begins on the date of discovery.

3 Years for Property Damage

You have 3 years from the date of the accident to file a car accident property damage claim in California. These cases often involve repair costs, total vehicle replacement, or diminished value claims. Many property-only cases can be handled in small claims court if the amount falls within the court’s limits.

Tolling Exceptions to the Statute of Limitations

Certain situations extend or “toll” the filing deadline. Common tolling statute of limitations, California exceptions include:

  • Minors: If the injured person was under 18 at the time of the crash, the 2-year deadline does not begin until they turn 18.
  • Mental Incapacity: If the injured person was incapacitated or lacked the mental capacity to file a lawsuit, the deadline may be paused until they regain that capacity.
  • Out-of-State Defendants: If the at-fault party leaves the state of California after the accident, the statute of limitations may be tolled for the time they are absent.
  • Government Entities: Claims against a government agency, such as Caltrans or a city, have a much shorter deadline, typically just 6 months.

Because these exceptions are rare and fact-specific, consulting a lawyer is often the right step to confirm whether extra time applies.

When Is It Worth Hiring a Car Accident Lawyer in Los Angeles?

Hiring a car accident lawyer in Los Angeles is not legally required, but there are situations where professional representation makes a major difference in the outcome of your case.

It is usually worth hiring a lawyer when:

  • Liability is disputed, fault is unclear, and the other driver blames you.
  • You face insurance bad faith, such as delay, denial, or claim undervaluation.
  • You sustain serious injuries, or a wrongful death occurs.
  • You want to maximize compensation value.

In Los Angeles, where courts are busy and insurers are aggressive, having a lawyer ensures you settle for less and that your rights are fully protected.

Common Legal Challenges in Los Angeles Car Accident Lawsuits

Car accident lawsuits in Los Angeles often involve legal obstacles that delay or complicate the recovery process. It's important to understand these challenges and be ready for potential issues that might arise in your case.

Delays in Claim Resolution

Car accident lawsuits in Los Angeles often involve legal obstacles that delay or complicate the recovery process. It's important to understand these challenges and be ready for potential issues that might arise in your case.

Disputed Medical Evidence

Insurance companies and defense attorneys often dispute the severity or cause of injuries. They may rely on independent medical exams or argue that conditions existed before the crash. Consistent medical records are critical to proving injury-related damages.

Multiple Defendants and Complex Liability

In multi-vehicle accidents or crashes involving commercial drivers, liability may be shared among several parties. Sorting out percentages of fault under comparative negligence in California law complicates negotiations and can extend litigation.

Tactics Used by Insurance Companies

Insurers often use aggressive strategies such as requesting recorded statements, conducting surveillance, offering lowball settlements, or outright denying fault. Recognizing these insurance company tricks after an accident makes it easier to counter them with legal representation.

Lack of Evidence or Unclear Fault

When accident documentation is weak or witness testimony is inconsistent, fault may be unclear. In these situations, attorneys often rely on accident reconstruction experts, digital evidence, or traffic law violations to establish liability.

FAQs About Suing Someone for a Car Accident in Los Angeles

Should You Get a Lawyer After a Car Accident in LA?

The decision to hire an attorney after a car crash is ultimately a personal one, but if you’re seriously injured, dealing with an uncooperative insurer, or doubting about your legal standing, a consultation is a smart and safe choice. Going without legal representation is risky when you’re already carrying the weight of physical pain, financial strain, and emotional distress after a car accident in California.

An experienced car accident lawyer in Los Angeles can listen to your experience, explain your options, and fight before the jury to recover what you deserve.

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